Airline Miles Versus Cash Back Credit Cards: Re ile ra Tlanya Setsebi ho Ithuta Moputso o Molemo

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Letsatsi La Tsoalo:

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Nthomelle Ka Lengolo-Tsoibila Bonts'A Sebakeng Sa Marang-Rang

Ho ka utloahala eka ke phetohelo ea lichelete ho tsamaisa matsatsi a phomolo ka lintlha. (Tefo ea sefofane ho ea Paris ka $0 ho tsoa pokothong? E, ka kopo.) Empa ha monyetla oa ho khutlisa chelete o le tafoleng, ho ka ba thata ho tseba hore na boleng bo molemo ke bofe. Ke kahoo re ileng ra bitsa Julian Kheel, motsamaisi le mohlahlobi e moholo ho The Points Guy , ho re ruta mokhoa oa ho bala khetho e molemohali.

Lintho tsa Pele Pele: Lintlha kapa Li-Miles li Bohlokoa ke Life?

Mohlala, Citi AAdvantage Platinum Select World Elite Mastercard hajoale e fana ka bonase ea limaele tse 50,000. The Points Guy e ananela American Airlines AAdvantage miles ka lisente tse 1.4 e le 'ngoe. Atisa lik'hilomithara tse 50,000 ka lisente tse 1.4 'me ho hlakile hore bonase e lekana le $700.

U ka sebelisa sistimi e ts'oanang ho fumana hore na meputso e tsoelang pele kareteng ea maeto e ntle ho feta e kareteng ea ho khutlisa chelete. Mohlala, Citi Double Cash Card e fumana chelete ea liperesente tse 2 ho seo u se rekileng, ha Hilton Honours American Express Card e fumana lintlha tse 3 tsa Hilton ka dolara e le 'ngoe ha u reka hangata.

Ho ea ka likhakanyo tsa The Points Guy, lintlha tsa Hilton ke lisente tse 0.6 feela, kahoo bakeng sa dollar e 'ngoe le e' ngoe eo ue sebelisang, u fumana lisente tse 1.8 feela - ka tlase ho lisente tse 2 ka dollar eo u neng u tla e fumana ka Citi Double Cash.

Ho na le Lintlha Tse Ling Tse Lokelang ho Nahanisoa

Lintho tse kang limpho tse amohelehang le libonase tsa ho ingolisa (tse tloaelehileng le likarete tsa mokoloto tse fanang ka maeto a lik'hilomithara) li ka fokotsa sekhahla ha ho tluoa tabeng ea ho fumana hore na ke karete efe e fanang ka moputso o betere. Karete e Khethiloeng ea Chase Sapphire e fana ka bonase ea ho ingolisa ea lintlha tse 60,000 (tse jang $1,200 ha e sebelisoa hoo e ka bang lifofane le lihotele tsa balekane ba 13, ho latela litekanyetso tsa morao-rao tsa The Points Guy) kamora hore u reke $4,000 likhoeling tse tharo tsa pele tsa ho bula ak'haonte. . Ka lehlakoreng le leng, likarete tsa ho khutlisa chelete li atisa ho fana ka libonase tsa ho ingolisa tse jang lidolara tse makholo a 'maloa ho fetisisa.

Hape ho molemo ho ela hloko lintho tse kang mekhahlelo ea tšebeliso ea bonase (mohlala, Karete e Ratoang ea Chase Sapphire e fana ka lintlha tse 3x tsa Ultimate Meputso ho theko eohle ea maeto le ho jela) le litefiso tsa selemo le selemo (litefiso tse ling tsa selemo li ka holimo ho $350, tse sitisang melemo ea lintlha) .

Mothati o ka tlase

Ho tseba ka 'nete meputso eo karete e itseng e fanang ka eona, u tla hloka ho sheba boleng ba boleng (lintlha tse nchafalitsoeng khafetsa ho The Points Guy) ebe u atisa palo eo ka chelete ea bonase.

Ho boletse joalo, Kheel o na le khetho e holimo bakeng sa mofuta o mong le o mong oa karete: 'The Citi Double Cash ke karete e tiileng, ea letsatsi le letsatsi ea ho khutlisa chelete e tla sebeletsa batho ba bangata hantle, le Chase Sapphire e Ratoang ke karete e kholo ea meputso e akaretsang ea maeto e ka lekanang litlhoko tsa baeti ba qalang le ba tsoetseng pele.

RELATED: Mokhoa oa ho Lefella Phomolo E Felletseng ka Lintlha tsa Karete ea Mokoloto

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Nthomelle Ka Lengolo-Tsoibila Bonts'A Sebakeng Sa Marang-Rang